2025 Ira Contribution Limits 2025 Married Filing. The total contributions you make to all your traditional iras and roth iras in 2025 can’t exceed the lesser of the following: Those 50 and older can contribute an extra $1,000 for a total of $8,000.
If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2025 to contribute to a roth. The annual contribution limit for a traditional ira in 2023 was $6,500 or your taxable.